Exterior Financing in Minnesota – 0% Interest for 12 Months

Trinity Exteriors offers three financing options for roofing, siding, windows, and gutters across the Twin Cities – starting with 0% interest for 12 months. Loan amounts from $5,000 to $400,000. Fill out the form and a member of our team will be in touch within 24 hours.

Let Our Experts Match You to the Right Loan

Three financing paths for roofing, siding, windows, and gutters – whether you are recovering from storm damage or planning a proactive upgrade.

Unsecured Promotional Option

12 months

  • 0% Interest
  • 100% Financing
  • No Prepay Penalty

Easy Apply

  • 2-20 Year Terms
  • $5K-$150K Loans
  • Soft Credit Approval

Unsecured Low Monthly Payments

2-20 Years

  • Credit Based
  • 100% Financing
  • No Prepay Penalty
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Secured Lending Solutions

5, 10, 15 & 30-Year Loan Terms

Get a secured home equity loan on the term that works for your project and your budget.

100% Online Application
No In-Person Appraisal
No In-Person Notary Required

Option to Redraw
Lock in Lower Rates
Redraw up to 100%

Borrow Up to $400,000
5, 10, 15 & 30-Year Terms
One-Time Origination Fee

Competitive Rates
Credit-Based Approval
No Prepay Penalty

Which Financing Option Is Right for Your Project?

There are multiple options available for Twin Cities homeowners. The right one depends on your project size, your timeline, and whether you have equity in your home. Learn more about the most popular three: 

0% for 12 Months – Best for Storm Damage and Insurance Gaps

If your insurance claim covered most of the job but left a gap, the 12-month promotional plan covers that difference at zero interest. It also works well for homeowners expecting a tax refund, a property sale, or another lump sum within 12 months. Clear the balance before the term ends and the financing costs nothing. 

Personal Loan – Best for Planned Upgrades with a Fixed Monthly Payment

Borrow from $5,000 to $150,000 with terms from 2 to 20 years. A strong fit for homeowners replacing a roof, upgrading siding, or bundling multiple exterior projects – roofing, siding, windows, and gutters – under a single monthly payment. 

Home Equity Loan (HELOC) – Best for Larger Projects with Available Equity

Borrow up to $400,000 against your home equity with 5- to 30-year terms. The lowest monthly payment of the three options. The ability to redraw if your project scope expands. No in-person appraisal required. 

Getting Started Takes Less Than Two Minutes

Share your project details. Hear back within 24 hours on business days. Three steps from first contact to project start.

Step 1

Tell Us About Your Project

Submit your contact information and a brief note that you are interested in financing. A customer care representative will be in touch within 24 hours on business days. 

Step 2

Hear Back Within 24 Hours

A member of our team reaches out to discuss your project scope and connect you with a salesperson who will walk you through your options, pricing, and next steps. 

Step 3

Apply for Financing When You Are Ready 

When you are ready to book the job, your salesperson walks you through the financing application together, so you are not navigating it alone. 

Get Started

Exterior Financing Questions Answered

Answering your questions about exterior financing in Minnesota.

The 0% interest for 12 months works best when you can pay the full balance within the term – a strong fit when you are expecting an insurance payout, a tax refund, or a lump sum within that window. The unsecured personal loan fits planned upgrades where a fixed monthly payment matters, covering $5,000 to $150,000 over 2 to 20 years. For larger projects or homeowners with available home equity, the HELOC goes up to $400,000 with 5-30 year terms and the lowest monthly payment of the three options. Our customer care team will walk through which option fits your specific project when they follow up. 

Yes. All four services can be bundled under a single financing plan. Combining your exterior work means one approval process, one monthly payment, and one project start date – rather than staging each service separately and applying for financing multiple times. 

A member of our team reaches out within 24 hours on business days. From there, a salesperson works with you to discuss your project needs and pricing. When you are ready to book the job, your salesperson walks you through the financing application together so you have guidance through the process. 

Nothing. Just your contact information and a general idea of the work you need done. A member of our team will follow up to ask the right questions and connect you with a salesperson. No paperwork, no financial documents, and no commitment is required to start the conversation. 

No. None of our financing options carry a prepayment penalty. You can pay off the full balance at any point without additional fees. Homeowners on the 12-month 0% plan regularly choose to pay in full before the term ends to avoid interest entirely. 

Three Financing Options. One Point of Contact. A Response Within 24 Hours.

Share your project details and a member of our team will be in touch within 24 hours on business days. A salesperson will then guide you through your financing options and the application when you are ready to move forward. 

Get Started