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One way homeowners suspect they may have hail damage to their roof is by judging how many of their neighbors are getting new roofs. But now that it’s October, most people are packing up lawnmowers and bringing out shovels, thinking they’ll handle their roof inspection in the spring. There are many reasons to get your inspection this month.

 

Start Planning for Your Deductible

Most insurance companies recommend homeowners contact a roofing contractor prior to filing an insurance claim. In the event there isn’t damage, this saves the homeowner the hassle and possible penalties for filing an unwarranted claim. If your contractor does find damage, you can start the claims process in the fall when adjusters are available, and can get payment ready, relieving that large payment stress you may have in the spring.

 

Get in Line for the Spring

Each spring brings an onslaught to your schedule. Before you know it, it’s cabin season in Minnesota and the last thing you want is to wait for work to finish on your home. Getting an inspection in spring means you may be on the schedule sooner. You can plan around the project, which may take one to two days.

 

Get Urgent Repairs Made

A free inspection may turn up damage you missed: a small crack from hail hitting your window that may shatter in a freeze, missing shingles that could let snow melt in over the winter. Having these issues addressed in October can save you hassle and expense in emergency repairs.

 

Your Time Is Limited

Most insurance companies have a time limit of one to two years, depending, for insurance claims. The biggest rushes for the storms that hit Blaine, Coon Rapids, and Brooklyn Park came immediately after the storm and will likely rush again right before the time limits expire. Your free inspection in October means you have time for your insurance claim to process, and you won’t be rushed.